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OR: Ore. man injured in hunting accident sues insurer

October 20, 2009

Ore. man injured in hunting accident sues insurer

EUGENE, Ore. (AP) - A man paralyzed from the neck down by a hunter has sued his parents' auto insurance company.

Jesse McLaughlin was playing paintball with friends two years ago when a hunter rolled down his window and fired at what he thought was a skunk southwest of Eugene.

The bullet struck McLaughlin in the neck.

The hunter's auto insurance policy had a $250,000 limit for bodily injury. Because the shot was fired from a vehicle, the insurer paid that amount to McLaughlin.

As a college student, McLaughlin was covered under his parents' Travelers Insurance policy, which included up to $1 million in coverage for claims arising from accidents caused by underinsured drivers. The suit says Travelers should pay McLaughlin the difference between that $1 million cap and what he received from the hunter's insurer.

Travelers disagrees, but says it does not discuss pending litigation.

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